ETF comparison

VUAA vs State Street® SPDR® S&P 500® ETF Trust

Vanguard S&P 500 UCITS ETF (USD) Accumulating
IE00BFMXXD54Vanguard
State Street® SPDR® S&P 500® ETF Trust
US78462F1030State Street
Figures as of September 30, 2026 (VUAA) · October 22, 2026 (State Street® SPDR® S&P 500® ETF Trust)

The comparison in short

VUAA (Vanguard S&P 500 UCITS ETF (USD) Accumulating, IE00BFMXXD54) and State Street® SPDR® S&P 500® ETF Trust (US78462F1030) both track the S&P 500 index. VUAA has the lower total expense ratio (TER): 0.07% a year against 0.09% for State Street® SPDR® S&P 500® ETF Trust, 0.02 percentage points less, or about 2 a year on 10,000 invested. State Street® SPDR® S&P 500® ETF Trust is the larger fund, with USD 810.5bn in assets against USD 89.0bn for VUAA, about 9.1 times the size. VUAA reports 513 holdings and State Street® SPDR® S&P 500® ETF Trust 505. 8 of the largest holdings of VUAA (top 10) and State Street® SPDR® S&P 500® ETF Trust (top 10) appear in both lists; measured on those positions only, the overlap is at least 35.9%. Shared holdings include NVIDIA Corp., Apple Inc., Microsoft Corp., Alphabet Inc. and Amazon.com Inc.. Over 5 years, VUAA returned +13.5% a year and State Street® SPDR® S&P 500® ETF Trust +13.7% a year. VUAA reinvests its income (accumulating), while State Street® SPDR® S&P 500® ETF Trust pays it out (distributing). VUAA is domiciled in Ireland and State Street® SPDR® S&P 500® ETF Trust in United States. This is a factual comparison from the fund houses' documents, not investment advice.

Side by side

FigureVUAAState Street® SPDR® S&P 500® ETF Trust
ISINIE00BFMXXD54US78462F1030
Exchange tickersVUAA, VUAG—
Fund houseVanguardState Street
Total expense ratio (TER)0.07%0.09%
Ongoing charges (KID)0.07%0.09%
Fund sizeUSD 89.0bnUSD 810.5bn
Launch dateMay 14, 2019January 22, 1993
ReplicationPhysical—
DomicileIrelandUnited States
Distribution policyAccumulatingDistributing
Share class currencyUSDUSD
Number of holdings513505
Risk indicator (SRRI)4 / 7—
BenchmarkS&P 500 Net Total ReturnS&P 500 Index

Performance

Annualised returns

PeriodVUAAState Street® SPDR® S&P 500® ETF TrustDifference
1 year+15.5%+15.6%−0.1
3 years+22.6%+22.7%−0.1
5 years+13.5%+13.7%−0.2
Returns as published by each fund house, in each share class's currency and net of the fund's charges. The difference is in percentage points. Past performance does not predict future returns.

Holdings

8 of the largest holdings of VUAA (top 10) and State Street® SPDR® S&P 500® ETF Trust (top 10) appear in both lists; measured on those positions only, the overlap is at least 35.9%. Shared holdings include NVIDIA Corp., Apple Inc., Microsoft Corp., Alphabet Inc. and Amazon.com Inc..

Top 10 holdings of VUAA

#HoldingWeight
1
NVIDIA Corp.In both
8.40%
2
Apple Inc.In both
7.40%
3
Microsoft Corp.In both
5.80%
4
Alphabet Inc.In both
5.50%
5
Amazon.com Inc.In both
3.70%
6
Broadcom Inc.In both
2.50%
7
Meta Platforms Inc.In both
2.40%
8
Micron Technology Inc.
1.80%
9
Tesla Inc.In both
1.50%
10
Advanced Micro Devices Inc.
1.50%

Top 10 holdings of State Street® SPDR® S&P 500® ETF Trust

#HoldingWeight
1
NVIDIA CORPIn both
7.78%
2
APPLE INCIn both
7.70%
3
MICROSOFT CORPIn both
5.86%
4
AMAZON.COM INCIn both
3.72%
5
ALPHABET INC CL AIn both
2.88%
6
BROADCOM INCIn both
2.33%
7
ALPHABET INC CL CIn both
2.31%
8
META PLATFORMS INC CLASS AIn both
2.17%
9
TESLA INCIn both
1.60%
10
ELI LILLY + CO
1.58%
Compare the largest holdings of VUAA and State Street® SPDR® S&P 500® ETF Trust in the overlap checker

Sectors and countries

Largest sectors of VUAA

  1. Information Technology39.7%
  2. Financials11.4%
  3. Communication Services9.9%
  4. Health Care9.3%
  5. Consumer Discretionary8.6%
  6. Industrials8.0%
+ 4 more

Largest sectors of State Street® SPDR® S&P 500® ETF Trust

  1. Information Technology37.6%
  2. Financials12.1%
  3. Health Care9.9%
  4. Communication Services9.2%
  5. Consumer Discretionary9.0%
  6. Industrials8.0%
+ 4 more

Largest countries of VUAA

  1. United States99.9%
  2. United Kingdom0.1%

Frequently asked questions

What is the difference between VUAA and State Street® SPDR® S&P 500® ETF Trust?

VUAA (Vanguard S&P 500 UCITS ETF (USD) Accumulating, IE00BFMXXD54) and State Street® SPDR® S&P 500® ETF Trust (US78462F1030) both track the S&P 500 index. VUAA has the lower total expense ratio (TER): 0.07% a year against 0.09% for State Street® SPDR® S&P 500® ETF Trust, 0.02 percentage points less, or about 2 a year on 10,000 invested. VUAA reinvests its income (accumulating), while State Street® SPDR® S&P 500® ETF Trust pays it out (distributing). VUAA is domiciled in Ireland and State Street® SPDR® S&P 500® ETF Trust in United States. This is a factual comparison from the fund houses' documents, not investment advice.

Which is cheaper, VUAA or State Street® SPDR® S&P 500® ETF Trust?

VUAA has the lower total expense ratio (TER): 0.07% a year against 0.09% for State Street® SPDR® S&P 500® ETF Trust, 0.02 percentage points less, or about 2 a year on 10,000 invested. Their key information documents state ongoing charges of 0.07% for VUAA and 0.09% for State Street® SPDR® S&P 500® ETF Trust.

Which is bigger, VUAA or State Street® SPDR® S&P 500® ETF Trust?

State Street® SPDR® S&P 500® ETF Trust is the larger fund, with USD 810.5bn in assets against USD 89.0bn for VUAA, about 9.1 times the size.

Do VUAA and State Street® SPDR® S&P 500® ETF Trust hold the same companies?

8 of the largest holdings of VUAA (top 10) and State Street® SPDR® S&P 500® ETF Trust (top 10) appear in both lists; measured on those positions only, the overlap is at least 35.9%. Shared holdings include NVIDIA Corp., Apple Inc., Microsoft Corp., Alphabet Inc. and Amazon.com Inc..

How have VUAA and State Street® SPDR® S&P 500® ETF Trust performed?

Over 5 years, VUAA returned +13.5% a year and State Street® SPDR® S&P 500® ETF Trust +13.7% a year. Over the past year, VUAA returned +15.5% and State Street® SPDR® S&P 500® ETF Trust +15.6%. Past performance does not predict future returns.

Are VUAA and State Street® SPDR® S&P 500® ETF Trust accumulating or distributing?

VUAA is accumulating: it reinvests its income in the fund. State Street® SPDR® S&P 500® ETF Trust is distributing: it pays its income out to investors.

Go further

Other comparisons

Figures are read from the documents each fund house publishes (product page, factsheet, key information document, holdings file) and refreshed weekly. Names and tickers identify the products; FundFacts API is independent of every fund house and index provider. This comparison is factual information, not investment advice or a recommendation to buy or sell either fund.