ETF comparison

VUSA vs VUAA

Vanguard S&P 500 UCITS ETF (USD) Distributing
IE00B3XXRP09Vanguard
Vanguard S&P 500 UCITS ETF (USD) Accumulating
IE00BFMXXD54Vanguard
Figures as of September 30, 2026 (VUSA) · September 30, 2026 (VUAA)

The comparison in short

VUSA (Vanguard S&P 500 UCITS ETF (USD) Distributing, IE00B3XXRP09) and VUAA (Vanguard S&P 500 UCITS ETF (USD) Accumulating, IE00BFMXXD54) both track the S&P 500 index. VUSA and VUAA have the same total expense ratio (TER), 0.07% a year. VUSA reports USD 88.97bn in assets and VUAA USD 89,226m. VUSA reports 512 holdings and VUAA 512. 10 of the holdings published by VUSA (top 10) and VUAA (top 10) appear in both lists; measured on those published positions only, the overlap is at least 39.2%. Shared holdings include NVIDIA Corp., Apple Inc., Microsoft Corp., Alphabet Inc. and Amazon.com Inc.. In 2025, VUSA and VUAA both returned +17.6%. Over 5 years, VUSA returned +13.5% a year and VUAA +13.5% a year. VUAA reinvests its income (accumulating), while VUSA pays it out (distributing). VUSA and VUAA both hold the index securities directly (physical replication). Both are domiciled in Ireland. VUSA and VUAA both carry a risk indicator (SRRI) of 4 on the 1–7 scale. This is a factual comparison from the fund houses' documents, not investment advice.

Side by side

FigureVUSAVUAA
ISINIE00B3XXRP09IE00BFMXXD54
Exchange tickersVUSA, VUSDVUAA, VUAG
Fund houseVanguardVanguard
Total expense ratio (TER)0.07%0.07%
Ongoing charges (KID)0.07%0.07%
Fund sizeUSD 88.97bnUSD 89,226m
Launch dateMay 22, 2012May 14, 2019
ReplicationPhysicalPhysical
DomicileIrelandIreland
Distribution policyDistributingAccumulating
Share class currencyUSDUSD
Number of holdings512512
Risk indicator (SRRI)4 / 74 / 7
BenchmarkS&P 500 Net Total ReturnS&P 500 Net Total Return

Performance

Calendar-year returns

YearVUSAVUAADifference
2025+17.6%+17.6%0.0
2024+24.7%+24.7%0.0
2023+25.9%+25.9%0.0
2022−18.3%−18.3%0.0
2021+28.4%+28.4%0.0
2020+18.0%+18.0%0.0

Annualised returns

PeriodVUSAVUAADifference
1 year+15.5%+15.5%0.0
3 years+22.6%+22.6%0.0
5 years+13.5%+13.5%0.0
Returns as published by each fund house, in each share class's currency and net of the fund's charges. The difference is in percentage points. Past performance does not predict future returns.

Holdings

10 of the holdings published by VUSA (top 10) and VUAA (top 10) appear in both lists; measured on those published positions only, the overlap is at least 39.2%. Shared holdings include NVIDIA Corp., Apple Inc., Microsoft Corp., Alphabet Inc. and Amazon.com Inc..

Top 10 holdings of VUSA

#HoldingWeight
1
NVIDIA Corp.In both
8.10%
2
Apple Inc.In both
7.00%
3
Microsoft Corp.In both
5.70%
4
Alphabet Inc.In both
5.40%
5
Amazon.com Inc.In both
3.80%
6
Broadcom Inc.In both
2.70%
7
Meta Platforms Inc.In both
1.90%
8
Micron Technology Inc.In both
1.60%
9
Tesla Inc.In both
1.60%
10
JPMorgan Chase & Co.In both
1.40%

Top 10 holdings of VUAA

#HoldingWeight
1
NVIDIA Corp.In both
8.10%
2
Apple Inc.In both
7.00%
3
Microsoft Corp.In both
5.70%
4
Alphabet Inc.In both
5.40%
5
Amazon.com Inc.In both
3.80%
6
Broadcom Inc.In both
2.70%
7
Meta Platforms Inc.In both
1.90%
8
Micron Technology Inc.In both
1.60%
9
Tesla Inc.In both
1.60%
10
JPMorgan Chase & Co.In both
1.40%
Compare every published holding of VUSA and VUAA in the overlap checker

Sectors and countries

Largest sectors of VUSA

  1. Information Technology37.9%
  2. Financials12.3%
  3. Communication Services9.5%
  4. Health Care9.3%
  5. Consumer Discretionary9.1%
  6. Industrials8.3%
+ 4 more

Largest sectors of VUAA

  1. Information Technology37.9%
  2. Financials12.3%
  3. Communication Services9.5%
  4. Health Care9.3%
  5. Consumer Discretionary9.1%
  6. Industrials8.3%
+ 4 more

Largest countries of VUSA

  1. United States99.9%
  2. United Kingdom0.1%

Largest countries of VUAA

  1. United States99.9%
  2. United Kingdom0.1%

Frequently asked questions

What is the difference between VUSA and VUAA?

VUSA (Vanguard S&P 500 UCITS ETF (USD) Distributing, IE00B3XXRP09) and VUAA (Vanguard S&P 500 UCITS ETF (USD) Accumulating, IE00BFMXXD54) both track the S&P 500 index. VUSA and VUAA have the same total expense ratio (TER), 0.07% a year. VUAA reinvests its income (accumulating), while VUSA pays it out (distributing). VUSA and VUAA both hold the index securities directly (physical replication). Both are domiciled in Ireland. This is a factual comparison from the fund houses' documents, not investment advice.

Which is cheaper, VUSA or VUAA?

VUSA and VUAA have the same total expense ratio (TER), 0.07% a year. Their key information documents state ongoing charges of 0.07% for VUSA and 0.07% for VUAA.

Which is bigger, VUSA or VUAA?

VUSA reports USD 88.97bn in assets and VUAA USD 89,226m.

Do VUSA and VUAA hold the same companies?

10 of the holdings published by VUSA (top 10) and VUAA (top 10) appear in both lists; measured on those published positions only, the overlap is at least 39.2%. Shared holdings include NVIDIA Corp., Apple Inc., Microsoft Corp., Alphabet Inc. and Amazon.com Inc..

How did VUSA and VUAA perform in 2025?

In 2025, VUSA and VUAA both returned +17.6%. Over 5 years, VUSA returned +13.5% a year and VUAA +13.5% a year. Over the past year, VUSA returned +15.5% and VUAA +15.5%. Past performance does not predict future returns.

Are VUSA and VUAA accumulating or distributing?

VUSA is distributing: it pays its income out to investors. VUAA is accumulating: it reinvests its income in the fund.

Go further

Other comparisons

Figures are read from the documents each fund house publishes (product page, factsheet, key information document, holdings file) and refreshed weekly. Names and tickers identify the products; FundFacts API is independent of every fund house and index provider. This comparison is factual information, not investment advice or a recommendation to buy or sell either fund.