ETF comparison

VWRL vs SSAC

Vanguard FTSE All-World UCITS ETF (USD) Distributing
IE00B3RBWM25Vanguard
iShares MSCI All Country World UCITS ETF
IE00B6R52259iShares
Figures as of September 30, 2026 (VWRL) · October 1, 2026 (SSAC)

The comparison in short

VWRL (Vanguard FTSE All-World UCITS ETF (USD) Distributing, IE00B3RBWM25) tracks the FTSE All-World index and SSAC (iShares MSCI All Country World UCITS ETF, IE00B6R52259) the MSCI ACWI index. VWRL has the lower total expense ratio (TER): 0.14% a year against 0.20% for SSAC, 0.06 percentage points less, or about 6 a year on 10,000 invested. VWRL is the larger fund, with USD 87.29bn in assets against USD 37.0bn for SSAC, about 2.4 times the size. VWRL reports 4,093 holdings and SSAC 1,655. 8 of the holdings published by VWRL (top 10) and SSAC (top 10) appear in both lists; measured on those published positions only, the overlap is at least 22.5%. Shared holdings include NVIDIA Corp, Apple Inc, Microsoft Corp, Alphabet Inc and Amazon.com Inc. In 2025, VWRL returned +22.6% and SSAC +22.4%, a gap of 0.2 percentage points. Over 10 years, VWRL returned +12.3% a year and SSAC +12.3% a year. SSAC reinvests its income (accumulating), while VWRL pays it out (distributing). Both are domiciled in Ireland. VWRL and SSAC both carry a risk indicator (SRRI) of 4 on the 1–7 scale. This is a factual comparison from the fund houses' documents, not investment advice.

Side by side

FigureVWRLSSAC
ISINIE00B3RBWM25IE00B6R52259
Exchange tickersVWRL, VWRD, VGWLSSAC, ISAC, IUSQ
Fund houseVanguardiShares
Total expense ratio (TER)0.14%0.20%
Ongoing charges (KID)0.14%0.20%
Fund sizeUSD 87.29bnUSD 37.0bn
Launch dateMay 22, 2012October 21, 2011
Replication—Physical
DomicileIrelandIreland
Distribution policyDistributingAccumulating
Share class currencyUSDUSD
Number of holdings4,0931,655
Risk indicator (SRRI)4 / 74 / 7
SFDR classification—Article 6
BenchmarkFTSE All World Index USD Net of TaxMSCI All Country World Index (Net)

Performance

Calendar-year returns

YearVWRLSSACDifference
2025+22.6%+22.4%+0.2
2024+17.2%+17.4%−0.2
2023+22.0%+22.3%−0.3
2022−18.1%−18.2%+0.1
2021+18.3%+18.7%−0.4
2020+16.0%+15.6%+0.4

Annualised returns

PeriodVWRLSSACDifference
1 year+16.7%+16.2%+0.5
3 years+21.7%+21.9%−0.2
5 years+11.6%+11.5%+0.1
10 years+12.3%+12.3%0.0
Returns as published by each fund house, in each share class's currency and net of the fund's charges. The difference is in percentage points. Past performance does not predict future returns.

Holdings

8 of the holdings published by VWRL (top 10) and SSAC (top 10) appear in both lists; measured on those published positions only, the overlap is at least 22.5%. Shared holdings include NVIDIA Corp, Apple Inc, Microsoft Corp, Alphabet Inc and Amazon.com Inc.

Top 10 holdings of VWRL

#HoldingWeight
1
NVIDIA CorpIn both
4.77%
2
Apple IncIn both
4.24%
3
Microsoft CorpIn both
3.49%
4
Amazon.com IncIn both
2.33%
5
Alphabet IncIn both
1.87%
6
Taiwan Semiconductor Manufacturing Co LtdIn both
1.70%
7
Broadcom IncIn both
1.59%
8
Alphabet IncIn both
1.44%
9
Meta Platforms IncIn both
1.17%
10
Micron Technology Inc
1.00%

Top 10 holdings of SSAC

#HoldingWeight
1
NVIDIAIn both
5.17%
2
APPLEIn both
4.71%
3
MICROSOFTIn both
3.50%
4
AMAZON.COM INCIn both
2.32%
5
ALPHABET CLASS AIn both
1.92%
6
TAIWAN SEMICONDUCTOR MANUFACTURINGIn both
1.89%
7
META PLATFORMS CLASS AIn both
1.54%
8
ALPHABET CLASS CIn both
1.52%
9
BROADCOM INCIn both
1.50%
10
ISHARES MSCI INDIA UCITS ETF
1.25%
Compare every published holding of VWRL and SSAC in the overlap checker

Sectors and countries

Largest sectors of SSAC

  1. Information Technology33.2%
  2. Financials17.6%
  3. Industrials10.1%
  4. Health Care8.1%
  5. Consumer Discretionary8.0%
  6. Communication7.8%
+ 4 more

Largest countries of VWRL

  1. United States61.7%
  2. Japan6.0%
  3. Taiwan3.3%
  4. United Kingdom3.3%
  5. Canada3.0%
  6. China2.7%
+ 4 more

Largest countries of SSAC

  1. United States64.2%
  2. Other5.7%
  3. Japan5.3%
  4. Taiwan3.5%
  5. United Kingdom2.9%
  6. Canada2.9%
+ 4 more

Frequently asked questions

What is the difference between VWRL and SSAC?

VWRL (Vanguard FTSE All-World UCITS ETF (USD) Distributing, IE00B3RBWM25) tracks the FTSE All-World index and SSAC (iShares MSCI All Country World UCITS ETF, IE00B6R52259) the MSCI ACWI index. VWRL has the lower total expense ratio (TER): 0.14% a year against 0.20% for SSAC, 0.06 percentage points less, or about 6 a year on 10,000 invested. SSAC reinvests its income (accumulating), while VWRL pays it out (distributing). Both are domiciled in Ireland. This is a factual comparison from the fund houses' documents, not investment advice.

Which is cheaper, VWRL or SSAC?

VWRL has the lower total expense ratio (TER): 0.14% a year against 0.20% for SSAC, 0.06 percentage points less, or about 6 a year on 10,000 invested. Their key information documents state ongoing charges of 0.14% for VWRL and 0.20% for SSAC.

Which is bigger, VWRL or SSAC?

VWRL is the larger fund, with USD 87.29bn in assets against USD 37.0bn for SSAC, about 2.4 times the size.

Do VWRL and SSAC hold the same companies?

8 of the holdings published by VWRL (top 10) and SSAC (top 10) appear in both lists; measured on those published positions only, the overlap is at least 22.5%. Shared holdings include NVIDIA Corp, Apple Inc, Microsoft Corp, Alphabet Inc and Amazon.com Inc.

How did VWRL and SSAC perform in 2025?

In 2025, VWRL returned +22.6% and SSAC +22.4%, a gap of 0.2 percentage points. Over 10 years, VWRL returned +12.3% a year and SSAC +12.3% a year. Over the past year, VWRL returned +16.7% and SSAC +16.2%. Past performance does not predict future returns.

Are VWRL and SSAC accumulating or distributing?

VWRL is distributing: it pays its income out to investors. SSAC is accumulating: it reinvests its income in the fund.

Go further

Other comparisons

Figures are read from the documents each fund house publishes (product page, factsheet, key information document, holdings file) and refreshed weekly. Names and tickers identify the products; FundFacts API is independent of every fund house and index provider. This comparison is factual information, not investment advice or a recommendation to buy or sell either fund.