Funds/Vanguard

Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing

IE00BMVB5N38ETFEURDistributingFigures as of 2026-08-31
Balanced Allocation (41% equity)
RiskMediumConcentrationConcentratedEquity share41%

Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing is a balanced allocation (41% equity) etf from Vanguard with a total expense ratio of 0.25% and a risk indicator of 3 on the 1–7 scale. Its ten largest positions weigh 100.1% of the portfolio, which FundFacts classifies as concentrated.

Key facts

TER0.25%
Fund sizeEUR 290m
Inception2020-12-08
Holdings24555
Asset classMulti-asset
BenchmarkVanguard LifeStrategy 40% Equity UCITS ETF Internal Composite

Risk indicator (SRRI)

1
2
3
4
5
6
7
Lower risk · lower rewardHigher risk · higher reward
Volatility 3y6.33%
Sharpe 3y0.88
Max drawdown-4.3%

Investment objective

The Fund seeks to provide a combination of income and moderate long term capital appreciation by investing in fixed income and equity securities, primarily through investment in other collective investment schemes.

Fund details

ISINIE00BMVB5N38
Fund houseVanguard
StructureETF
Share classDistributing
Share class currencyEUR
Distribution policyDistributing
DomicileIreland
Launch date2020-12-08
BenchmarkVanguard LifeStrategy 40% Equity UCITS ETF Internal Composite
Asset classMulti-asset
Fund sizeEUR 290m
Number of holdings24555
Equity / bond split41 / 59
Price / earnings21.0x

Fees and costs

Total expense ratio (TER)0.25%
Ongoing charges0.25%
Transaction costs0.04%
Entry charge0.00%
Exit charge0.00%
Performance fee0.00%
Reduction in yield, 1 year0.30%
Reduction in yield, holding period0.30%
Recommended holding period3 years

Growth of 100 since inception

100110120202120222023202420252026
Fund123
2020-12 → 2026-08 · rebased to 100
Computed from the NAV history the issuer publishes, monthly observations, rebased to 100 at the first point.

Calendar-year returns

+8.3%2021−14.7%2022+9.8%2023+9.8%2024+5.4%2025

Annualised returns

PeriodFund
1 Year+8.50%
3 Years p.a.+8.19%
5 Years p.a.+2.96%
Since Inception+3.83%

Concentration

Top 10 weight 100.1% — concentrated
  1. 01Vanguard FTSE All-World UCITS ETF (USD) Accumulating19.50%
  2. 02Vanguard Global Aggregate Bond UCITS ETF EUR Hedged Accumulating19.10%
  3. 03Vanguard FTSE Developed World UCITS ETF (USD) Accumulating18.90%
  4. 04Vanguard USD Treasury Bond UCITS ETF EUR Hedged Accumulating15.10%
  5. 05Vanguard EUR Eurozone Government Bond UCITS ETF (EUR) Accumulating10.00%
  6. 06Vanguard USD Corporate Bond UCITS ETF EUR Hedged Accumulating9.80%
  7. 07Vanguard EUR Corporate Bond UCITS ETF (EUR) Accumulating3.60%
  8. 08Vanguard FTSE Emerging Markets UCITS ETF (USD) Accumulating2.20%
  9. 09Vanguard U.K. Gilt UCITS ETF EUR Hedged Accumulating1.90%
Full holdings (24555) in the API payload.

Frequently asked questions

What is the TER of Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing?

The total expense ratio (TER) of Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing (IE00BMVB5N38) is 0.25% per year.

How risky is Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing?

Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing has a risk indicator (SRRI) of 3 on a scale from 1 (lower risk) to 7 (higher risk), which FundFacts places in the medium risk band. Its 3-year volatility is 6.33%. Its maximum drawdown is -4.3%.

What are the top holdings of Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing?

The largest positions of Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing as of 2026-08-31 are Vanguard FTSE All-World UCITS ETF (USD) Accumulating (19.50%), Vanguard Global Aggregate Bond UCITS ETF EUR Hedged Accumulating (19.10%), Vanguard FTSE Developed World UCITS ETF (USD) Accumulating (18.90%), Vanguard USD Treasury Bond UCITS ETF EUR Hedged Accumulating (15.10%) and Vanguard EUR Eurozone Government Bond UCITS ETF (EUR) Accumulating (10.00%). Its ten largest holdings make up 100.1% of the portfolio, out of 24555 holdings in total.

How has Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing performed?

Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing returned +8.50% over one year, +2.96% a year over five years and +5.4% in calendar year 2025 as of 2026-08-31, according to the NAV history Vanguard publishes. Past performance does not predict future returns.

Is Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing accumulating or distributing?

Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing is a distributing share class: it pays out the income from its holdings to investors.

Which index does Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing track?

Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing's benchmark is the Vanguard LifeStrategy 40% Equity UCITS ETF Internal Composite, which it tracks.

Where is Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing domiciled and what is its SFDR classification?

Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing is domiciled in Ireland (ISIN IE00BMVB5N38).

Where does this data about Vanguard LifeStrategy 40% Equity UCITS ETF (EUR) Distributing come from?

FundFacts reads it from the documents Vanguard publishes for this share class — product page, factsheet, key information document and, where available, holdings and NAV files — and refreshes it every 24 hours. The same factsheet is available as JSON from the FundFacts API.

Get this factsheet as JSON

Everything on this page, plus the full holdings, every breakdown, the monthly series and the risk statistics, is one REST call. Any fund or ETF by ISIN, refreshed every 24 hours from the issuer's own documents.
curl https://fundfactsapi.com/api/v1/demo/funds/IE00BMVB5N38
​
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Figures are read from the documents Vanguard publishes for this share class (product page, factsheet, key information document and, where available, holdings and NAV files), as of 2026-08-31. The category, risk band, concentration and tilt labels are the FundFacts profile (fundfacts-profile/3), derived from those figures with fixed, published rules. FundFacts API is independent and not affiliated with, sponsored or endorsed by Vanguard; fund names are used to identify the product only. Nothing on this page is investment advice.