ETF comparison

L8IN vs XNAS

Amundi PEA Nasdaq-100 UCITS ETF Acc
FR0011871110Amundi
Xtrackers NASDAQ 100 UCITS ETF 1C
IE00BMFKG444Xtrackers
Figures as of September 30, 2026 (L8IN) · October 1, 2026 (XNAS)

The comparison in short

L8IN (Amundi PEA Nasdaq-100 UCITS ETF Acc, FR0011871110) and XNAS (Xtrackers NASDAQ 100 UCITS ETF 1C, IE00BMFKG444) both track the NASDAQ-100 index. XNAS has the lower total expense ratio (TER): 0.20% a year against 0.30% for L8IN, 0.1 percentage points less, or about 10 a year on 10,000 invested. L8IN reports EUR 1.3bn in assets and XNAS GBP 2.16bn. L8IN replicates its index through a swap and publishes the collateral basket behind it, so the holdings overlap is not measured. In 2025, L8IN returned +6.0% and XNAS +20.7%, a gap of 14.7 percentage points. Over 5 years, L8IN returned +16.4% a year and XNAS +16.1% a year. Returns are in each share class's currency (EUR and USD), so part of the gap reflects exchange rates. L8IN and XNAS both reinvest their income (accumulating share classes). XNAS holds the index securities directly (physical replication), while L8IN replicates its index through a swap (synthetic). L8IN is domiciled in France and XNAS in Ireland. L8IN and XNAS both carry a risk indicator (SRRI) of 5 on the 1–7 scale. This is a factual comparison from the fund houses' documents, not investment advice.

Side by side

FigureL8INXNAS
ISINFR0011871110IE00BMFKG444
Exchange tickersL8IN, PUSTXNAS, XNAQ
Fund houseAmundiXtrackers
Total expense ratio (TER)0.3%0.20%
Ongoing charges (KID)0.30%0.20%
Fund sizeEUR 1.3bnGBP 2.16bn
Launch dateMay 20, 2014January 21, 2021
ReplicationSynthetic (swap)Physical
DomicileFranceIreland
Distribution policyAccumulatingAccumulating
Share class currencyEURUSD
Number of holdings62—
Risk indicator (SRRI)5 / 75 / 7
BenchmarkNASDAQ-100 Notional Net Total Return IndexNASDAQ 100 Index (USD)

Performance

Calendar-year returns

YearL8INXNASDifference
2025+6.0%+20.7%−14.7
2024+33.6%+25.5%+8.1
2023+49.3%+54.6%−5.3
2022−28.4%−32.6%+4.2

Annualised returns

PeriodL8INXNASDifference
1 year+27.5%+23.4%+4.1
3 years+24.6%+28.0%−3.4
5 years+16.4%+16.1%+0.3
Returns as published by each fund house, in each share class's currency and net of the fund's charges. The difference is in percentage points. Past performance does not predict future returns.

Holdings

L8IN replicates its index through a swap and publishes the collateral basket behind it, so the holdings overlap is not measured.

Top 10 holdings of L8IN

L8IN replicates its index through a swap: the securities it publishes are the collateral basket behind the swap, not the index, so they are not compared.
#HoldingWeight
1
ASML HOLDING NV
8.72%
2
ING GROEP NV
8.10%
3
GENMAB A/S
7.34%
4
MERCK KGAA
5.40%
5
SIEMENS ENERGY AG
4.56%
6
MICROSOFT CORP
4.17%
7
EDP SA
4.05%
8
DEUTSCHE BANK AG NAMEN
3.69%
9
NVIDIA CORP
3.62%
10
JOHNSON CONTROLS INTERNATIONAL
3.47%

Top 10 holdings of XNAS

#HoldingWeight
1
NVIDIA
8.41%
2
APPLE
7.29%
3
MICROSOFT
5.76%
4
MICRON TECHNOLOGY
5.18%
5
ADVANCED MICRO DEVICES
4.20%
6
AMAZON COM INC
4.05%
7
META PLATFORMS CLASS A
3.27%
8
ALPHABET CLASS A
3.00%
9
TESLA INC
2.81%
10
ALPHABET CLASS C
2.80%
Compare every published holding of L8IN and XNAS in the overlap checker

Sectors and countries

Largest sectors of L8IN

  1. Information Technology59.9%
  2. Communication Services15.0%
  3. Consumer Discretionary10.1%
  4. Consumer Staples5.6%
  5. Health Care3.8%
  6. Industrials3.1%
+ 4 more

Largest sectors of XNAS

  1. Technology62.7%
  2. Consumer Discretionary13.7%
  3. Others9.4%
  4. Consumer Staples5.3%
  5. Health Care3.7%

Largest countries of L8IN

  1. United States94.8%
  2. Ireland1.8%
  3. Netherlands1.4%
  4. Canada0.9%
  5. United Kingdom0.7%
  6. Cayman Island0.4%

Largest countries of XNAS

  1. United States95.6%
  2. Netherlands1.4%
  3. Canada0.9%
  4. Ireland0.9%
  5. United Kingdom0.7%
  6. Others0.6%

Frequently asked questions

What is the difference between L8IN and XNAS?

L8IN (Amundi PEA Nasdaq-100 UCITS ETF Acc, FR0011871110) and XNAS (Xtrackers NASDAQ 100 UCITS ETF 1C, IE00BMFKG444) both track the NASDAQ-100 index. XNAS has the lower total expense ratio (TER): 0.20% a year against 0.30% for L8IN, 0.1 percentage points less, or about 10 a year on 10,000 invested. L8IN and XNAS both reinvest their income (accumulating share classes). XNAS holds the index securities directly (physical replication), while L8IN replicates its index through a swap (synthetic). L8IN is domiciled in France and XNAS in Ireland. The share class of L8IN is in EUR, that of XNAS in USD. This is a factual comparison from the fund houses' documents, not investment advice.

Which is cheaper, L8IN or XNAS?

XNAS has the lower total expense ratio (TER): 0.20% a year against 0.30% for L8IN, 0.1 percentage points less, or about 10 a year on 10,000 invested. Their key information documents state ongoing charges of 0.30% for L8IN and 0.20% for XNAS.

Which is bigger, L8IN or XNAS?

L8IN reports EUR 1.3bn in assets and XNAS GBP 2.16bn.

Do L8IN and XNAS hold the same companies?

L8IN replicates its index through a swap and publishes the collateral basket behind it, so the holdings overlap is not measured.

How did L8IN and XNAS perform in 2025?

In 2025, L8IN returned +6.0% and XNAS +20.7%, a gap of 14.7 percentage points. Over 5 years, L8IN returned +16.4% a year and XNAS +16.1% a year. Over the past year, L8IN returned +27.5% and XNAS +23.4%. Returns are in each share class's currency (EUR and USD), so part of the gap reflects exchange rates. Past performance does not predict future returns.

Are L8IN and XNAS accumulating or distributing?

L8IN is accumulating: it reinvests its income in the fund. XNAS is accumulating: it reinvests its income in the fund.

Go further

Other comparisons

Figures are read from the documents each fund house publishes (product page, factsheet, key information document, holdings file) and refreshed weekly. Names and tickers identify the products; FundFacts API is independent of every fund house and index provider. This comparison is factual information, not investment advice or a recommendation to buy or sell either fund.